Hello friends today we are going to tell you about the Pradhan Mantri Jan Dhan Yojana. Which was started by Prime Minister Shri Narendra Modi on 15th August 2014. Through this scheme, the bank account of the poor people of the upper and middle class has been opened by the Prime Minister and along with this crores of citizens of the country have benefited by opening Jan Dhan account under this scheme.
The main objective of Pradhan Mantri Jan Dhan Yojana 2022:
Kill the poor people of the country who have nothing to do with banking facilities. But the Prime Minister of our country, Shri Narendra Modi, has not opened the zero balance account of those poor people. Along with this, they have also been introduced to banking facilities. Under the Pradhan Mantri Jan Dhan Yojana 2022, the account of poor people of the upper and lower classes of the country has been opened, who are financially weak. Along with this, along with interest on the amount deposited in the account, the facility of accident insurance and pension etc. has also been provided to them.
Following are the features of Pradhan Mantri Jan Dhan Yojana.
Savings account of any person can be opened through this scheme
Life insurance cover of Rs 30,000 is also given under Jan Dhan Yojana.
The beneficiary’s bank account should be linked with the Aadhar card to avail the benefit of overdraft facility of Rs 1 lakh.
This account is also used to take advantage of various schemes issued by the government.
Pradhan Mantri Jan Dhan Yojana 2022 Documents:
You will need the following documents to open an account under this scheme.
Aadhar Card
mobile number
identity card
passport size photo
Jan Dhan Yojana Online PM Jan Dhan Yojana Account Opening Application Form
- PM Jan Dhan Yojana Download Form (English) – Click Here
- PM Jan Dhan Yojana Download Form (Hindi) – Click Here
- Story of PMJDY – Click Here
- Jan-Suraksha – Click Here
- Mudra – Click Here
- SIDBI – Click Here
- RBI – Click Here
- National Centre for Financial Education (NCFE) – Click Here