Many schemes are released by the government to provide benefits to many beneficiaries. As the number of poor people in our country is high, the government brings many schemes for the poor. Currently, the era of digital age has come, in this digital age, even if someone wants to make money transactions, they have gone online. In that case, if you do not have a bank account, you cannot pay online.
In that, the government has brought a plan for the poor to open a zero balance account in the bank. The name of this scheme is Pradhan Mantri Jan Dhan Yojana. You don’t need to pay any money to open an account in this scheme, you can open an account for free and you can also get a debit card.
Since the launch of Pradhan Mantri Jandhan Yojana till date more than 46 crore people have started banking services. This commitment by the government is very important because it provides a way for the poor to manage their money. It is a great effort to send money to their families in the villages and get them out of the clutches of usurers.
Prime Minister Narendra Modi announced this scheme in his Rashtra Jog message on Independence Day 2014. The Prime Minister said that this is the biggest step to bring the poor out of the clutches of usurers. Lakhs of families are getting a lot of help from this scheme.
Pradhanmantri Jan Dhan yojana:
purpose of yojana : The main objective for bringing this scheme is that poor people get financial facilities like debit card, banking services, pension, insurance, check deposit.
Eligibility for opening an account : 10 year above any indian person.
Benefits:
- Interest on deposited money
- An accident insurance cover of one lakh rupees.
- No minimum balance is required but debit cards are available.
- Insurance cover of Rs 30 thousand.
- Money can be transferred anywhere in India.
- Direct benefit of any government scheme can be availed through this account.
ગુજરાતી મા માહિતી વાંચવા માટે – અહીં ક્લિક કરો
Every nationalized and public sector bank is eligible for this benefit. If you also want to open a bank account, contact your nearest bank.